Saginaw is a medium-sized city located in the state of Texas. With a population of 25,319 people and four associated neighborhoods, Saginaw is the 132nd largest community in Texas. Much of the housing stock in Saginaw was built relatively recently. The construction of new real estate can often be taken as an indication that the local Saginaw economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in Saginaw, where the median household income is $99,752.00.

Also of interest is that Saginaw has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Saginaw telecommute to their jobs. Overall, about 11.33% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The percentage of people in Saginaw who are college-educated is somewhat higher than the average US community of 21.84%: 26.57% of adults in Saginaw have at least a bachelor's degree.

The per capita income in Saginaw in 2022 was $38,217, which is upper middle income relative to Texas and the nation. This equates to an annual income of $152,868 for a family of four.

Saginaw is an extremely ethnically-diverse city. The people who call Saginaw home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Saginaw residents report their race to be White, followed by Black or African-American. Saginaw also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 39.23% of the city’s residents. Important ancestries of people in Saginaw include German, English, Irish, Italian, and French.

The most common language spoken in Saginaw is English. Other important languages spoken here include Spanish and Vietnamese.