Waterford is a very small village located in the state of New York. With a population of 2,026 people and three associated neighborhoods, Waterford is the 590th largest community in New York. Much of the housing stock in Waterford was built prior to World War II, making it one of the older and more historic villages in the country.

Also of interest is that Waterford has more people living here who work in computers and math than 95% of the places in the US.

A relatively large number of people in Waterford telecommute to their jobs. Overall, about 8.05% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Being a small village, Waterford does not have a public transit system used by locals to get to and from work.

The overall education level of Waterford is somewhat higher than in the average US city of 21.84%: 27.16% of adults 25 and older in the village have at least a bachelor's degree.

The per capita income in Waterford in 2022 was $38,889, which is middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $155,556 for a family of four. However, Waterford contains both very wealthy and poor people as well.

The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterford include Irish, Italian, German, English, and French.

The most common language spoken in Waterford is English. Other important languages spoken here include Urdu and French.