Toms River is a larger medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of New Jersey. With a population of 92,830 people and 26 associated neighborhoods, Toms River is the sixth largest community in New Jersey.

Housing costs in Toms River are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New Jersey.

Telecommuters are a relatively large percentage of the workforce: 11.33% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Toms River is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The education level of Toms River citizens is very high relative to the national average among all cities (21.84%): 34.43% of adults in Toms River have a bachelor's degree or even advanced degree.

The per capita income in Toms River in 2022 was $47,751, which is middle income relative to New Jersey, and wealthy relative to the rest of the US. This equates to an annual income of $191,004 for a family of four. However, Toms River contains both very wealthy and poor people as well.

Toms River is a very ethnically-diverse town. The people who call Toms River home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Toms River residents report their race to be White, followed by Black or African-American. Toms River also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.88% of the town’s residents. Important ancestries of people in Toms River include Italian, Irish, German, Polish, and English.

The most common language spoken in Toms River is English. Other important languages spoken here include Spanish and Langs. of India.