Otsego is a very small city located in the state of Michigan. With a population of 4,054 people and two associated neighborhoods, Otsego is the 225th largest community in Michigan. Much of the housing stock in Otsego was built prior to World War II, making it one of the older and more historic cities in the country.

The percentage of adults in Otsego with college degrees is slightly lower than the national average of 21.84% for all communities. 13.06% of adults in Otsego have a bachelor's degree or advanced degree.

The per capita income in Otsego in 2022 was $30,347, which is middle income relative to Michigan, and lower middle income relative to the rest of the US. This equates to an annual income of $121,388 for a family of four. However, Otsego contains both very wealthy and poor people as well.

Otsego is a very ethnically-diverse city. The people who call Otsego home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Otsego residents report their race to be White, followed by Asian. Important ancestries of people in Otsego include Irish, English, German, Dutch, and European.

The most common language spoken in Otsego is English. Other important languages spoken here include Spanish and Polish.